Saving Matters

The coronavirus outbreak has represented what is undoubtedly the sternest test for financial markets since 2008. But as well as a challenge, it has also provided an opportunity for financial instruments to demonstrate their resilience. A paper published today by the IA demonstrates how this has been the case for Exchange Traded Funds (ETFs).

Research tells us that working long hours not only affects our wellbeing and productivity, but a lack of regular downtime can significantly deplete our reserves and resilience. In this latest blog post to mark Mental Health Awareness Week, Pauline Hawkes-Bunyan discusses personal resilience and how firms can support their employees.

It is easier to close an office than to reopen one. This is a statement that resonates at the moment. In our latest blog post, Pauline Hawkes-Bunyan looks at how firms are taking their first tentative steps to returning to the office.

As we enter the sixth week of lockdown, many of us may have adapted to this new normal, but there can be no doubt it has been an extremely difficult time for families and businesses struggling with the unprecedented circumstances. 

How has investment management ensured operational resilience during this crisis?

IA Director, Pauline Hawkes-Bunyan takes a look at this issue in our new blog post.

Technology is crucial to organisational growth and competitiveness. Even before the current COVID-19 crisis investment managers had widely forecast 2020 as the year where the industry will invest even more heavily in technology.

COVID-19 is testing corporate Britain in a way not seen since the Second World War. Its effects are going beyond even the global financial crisis, with this being a health crisis first and an economic one second.

Markets are important. They are the mechanism through which shares in companies are bought and sold, and they give businesses access to cash. Markets are critical in price formation, liquidity transformation and allowing firms to service the needs of their clients.

The effects of Coronavirus are far reaching across many aspects of our day-to-day lives, and of course bringing heavy market turbulence.

Investing involves risk. The value of your investment can rise and fall. Your capital is at risk. These warnings come on every piece of advice around investing that you can find. They are the mantra of every investment professional helping you manage your money. As investors, we know we are making a conscious decision to take a degree of risk with our savings, in hopes of better returns down the line.